Company
Software company behind the Aave decentralised lending protocol.
Crypto lending value locked has risen more than 55% since early July to about $56 billion, according to DeFiLlama data. Aave and Spark have pruned collateral to cap bridge and oracle exposure, though Aave's founder says no protocol can control the wider ecosystem.
Reality
Aave Labs says V4 passed $1 billion in deposits and $310 million in active loans in September, while V3's active loans reached $12.5 billion. For now V4 sits beside V3, and the token's monthly gain in market value is more than twice what V4 has lent.
Reality
Aave lifted GHO's Core borrow rate to 4.5%, level with the sGHO savings rate, after TokenLogic reported its USDC stability module depleted. The module refills only if borrowers buy their repayment GHO with USDC through it, so sGHO savers who want dollars are waiting on that choice.
Reality
Aave founder Stani Kulechov says the ECB and EBA want the Commission's MiCA review to ban stablecoin yield and tighten DeFi access. By his account, EU providers would keep DeFi access only for users who pass suitability tests, and perhaps only to protocols the authorities certify.
Reality
Aave Labs asked the Aave DAO on October 2 to approve a memberless Cayman foundation that would later hold the Aave trademark, domains and codebase IP. Phase 1 moves none of them, and each transfer will need its own vote that holders can pass or block.
Reality
Europe's central banks asked Brussels to extend MiCA's stablecoin interest ban to lending and staking, a move a campaign says 50,000-plus citizens opposed. A ban that reaches borrower-paid returns could leave euro-regulated tokens unable to match perks offered by dollar stablecoins.
Reality