Average new-car payment hits a record $787 though the 7% APR has not moved in a year
Edmunds put the average new-car payment at a record $787 in the third quarter, up $31 from a year earlier. The 7% APR did not move, so loan size and term account for the increase, and Edmunds' Joseph Yoon says buyers tend to have six-figure incomes.
Reality
- Evidence72
- Adoption
- Not scored
- Hype gap+10
- Incentives
- Not scored
- Confidence68
NHTSA projects the Trump administration's final fuel economy rule will leave the 2031 fleet average at 34.9 mpg, down from 50.4 mpg under Biden-era rules. For automakers, the harder question is how long the lower target lasts, and a Kelley Blue Book editor gives it two to three years.
Reality
- Evidence56
- Adoption
- Not scored
- Hype gap+35
- Incentives70
- Confidence60
US-built cars lose a fifth of their share of Canada's new-car market in a year
US-built cars fell to 28.4% of Canadian new-vehicle sales in the first half of 2026 from 35.4% a year earlier, JD Power Canada data show. Japanese and Korean builders took more than half of that lost share, and the US levy on Canadian cars and parts is expected to reach 50% in January.
Reality
- Evidence55
- Adoption
- Not scored
- Hype gap+20
- Incentives60
- Confidence50
Ford wrote down $19.5bn of electric plans before gasoline reached $4.47 a gallon
Copper has climbed as much as 20% this year and an EV uses 2.9 times more of it than a gas car, so the buyer interest that $4.47 gasoline created is landing on an industry that already cut its capacity.
Reality
- Evidence58
- Adoption32
- Hype gap+22
- Incentives62
- Confidence55
The oil change is the trade: dealer profit is migrating from the lot to the service bay
US dealership service and parts sales hit $164.6 billion last year, up 48% in five years, while average profit per public store sits well below its 2022 peak.
Reality
- Evidence58
- Adoption62
- Hype gap+20
- Incentives62
- Confidence55
Exelon's $300,000 check is not the product. Its 11 million customers are.
A utility foundation with a $20 million commitment reports $555 million in follow-on capital, a multiple National Grid's $500 million venture arm has not matched. The lesson is distribution, not dollars.
Reality
- Evidence42
- Adoption46
- Hype gap+28
- Incentives72
- Confidence40