A flat 250% risk weight on servicing assets could send mortgage lenders shopping for banks
Proposed Basel III changes would replace the mortgage servicing asset deduction with a flat 250% risk weight, American Banker reports. Servicing-heavy nonbank lenders could find a bank charter more attractive, but approval takes years and is not guaranteed.
Reality
- Evidence40
- Adoption
- Not scored
- Hype gap+15
- Incentives55
- Confidence55
Trump plan would give communities with many traditional nuclear families a 10 percent transit funding boost, Vox reports
Transportation Department would give communities with high marriage and fertility rates a 10% transit funding boost, Vox reports. Vox's writer argues the criteria could cost the transit-reliant families they appear to favor.
Reality
- Evidence40
- Adoption
- Not scored
- Hype gap+20
- Incentives55
- Confidence40
Self-funded employer plans gain members as Marsh projects the largest cost rise since 2003
Self-funded employer plans added 1.1 million members in the year to June as the ACA individual market shrank 17.2 percent, Mark Farrah Associates data show. That growth meets Marsh's projection of an 8.2 percent rise in 2027 benefit costs, the largest since 2003.
Reality
- Evidence55
- Adoption35
- Hype gap+25
- Incentives
- Not scored
- Confidence50
Fifty-two percent of Gen Z investors moved money meant for investing into sports betting in the past year, a Betterment survey of 1,000 investors found. Bank of America's payment data puts what every generation recovers from sportsbooks each month below 75 cents on the dollar, so the diverted cash is a running cost.
Perspective Coverage
3 publishers
- Builder
- Builder 7%
- Operator
- Operator 22%
- Investor
- Investor 71%
Reality
- Evidence62
- Adoption50
- Hype gap+30
- Incentives55
- Confidence60
Delta and Wells Fargo match $1,000 of the $2,500 an employer may put in a Trump Account
The federal seed pays only when a guardian opens the account, so the employers now matching it have budgeted a per-child cost whose real size depends on how many of their own workers file the paperwork.
Reality
- Evidence55
- Adoption38
- Hype gap+20
- Incentives62
- Confidence45
Elder care is billing employers through their most expensive employees
Business Insider's reporting reads as family finance, but the hours and the six-figure bills come out of mid-career and late-career payrolls, and no employer in the account carries a line for it.
Reality
- Evidence44
- Adoption41
- Hype gap+17
- Incentives36
- Confidence50