Sweden's Riksbank told parliament in an Oct. 7 letter that a digital krona would take at least five years to build, before counting legislative time. It has taken no position on issuing one but recommends starting legal preparation anyway.
Perspective Coverage
3 publishers
- Builder
- Builder 15%
- Operator
- Operator 45%
- Investor
- Investor 40%
Reality
- Evidence62
- Adoption
- Not scored
- Hype gap+8
- Incentives
- Not scored
- Confidence68
Schnabel ties all three of her on-chain settlement models to central-bank reserves
ECB board member Isabel Schnabel set out three ways to put central-bank money on-chain, two of which leave the reserves off the ledger. Her slides stop short of picking a model, so builders of tokenized-securities venues have to plan for three different cash legs.
Reality
- Evidence55
- Adoption20
- Hype gap0
- Incentives60
- Confidence50
Thirteen banks including Deutsche Bank and Santander went live on September 21 with four ledger operators, and the ECB will put part of its own 23 billion euro portfolio into tokenised public sector debt.
Perspective Coverage
5 publishers
- Builder
- Builder 29%
- Operator
- Operator 38%
- Investor
- Investor 33%
Reality
- Evidence62
- Adoption35
- Hype gap+20
- Incentives55
- Confidence62
Cipollone dates Europe's wholesale tokenised euro three years ahead of the retail one
A speech the BIS published on September 15 puts the Pontes settlement link live this month, Appia's market integration in 2028 and a possible first digital euro issuance in 2029, with the legislation that date depends on due by late this year.
Reality
- Evidence55
- Adoption
- Not scored
- Hype gap+25
- Incentives60
- Confidence45
WSJ puts Lagarde inside a Greek licensing call the ECB has no power to make
Binance spent about 18 months on its Greek MiCA file and withdrew it on June 24, a week before the deadline, after Greek officials had already told ESMA the regulator intended to approve.
Reality
- Evidence45
- Adoption72
- Hype gap+18
- Incentives62
- Confidence50
Mastercard's Australian outage came from a scheduled update, which is the part worth auditing
A planned change declined cards nationwide for hours on a Saturday afternoon. The failure mode operators should be rehearsing is their own change window, not somebody else's attack.
Reality
- Evidence48
- Adoption58
- Hype gap+12
- Incentives62
- Confidence52