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Company

Razorpay

Razorpay is an Indian fintech company offering payment gateway, banking, and financial infrastructure services for businesses.

Current stories

investConfirmed10 publishers

Apple Pay opens in India with Axis Bank as its only card issuer

Apple Pay went live in India on 30 September, and at launch the only cards users can add are Axis Bank's Visa and Mastercard credit cards. Until another bank signs up, every Apple Pay purchase in the country runs on an Axis credit card, whatever the merchant or processor.

Perspective Coverage

10 publishers
Builder
Builder 22%
Operator
Operator 40%
Investor
Investor 38%

Reality

Evidence78
Adoption15
Hype gap+15
Incentives70
Confidence76
investConfirmed3 publishers

Google moves Flipkart checkout into Gemini six months after India's browse-only shopping launch

Google is testing Flipkart purchases inside Gemini in India, six months after its shopping tools there still sent buyers to outside sites to pay. Flipkart stays seller of record, so Google gains the screen where shoppers choose while the sale remains Flipkart's.

Perspective Coverage

3 publishers
Builder
Builder 33%
Operator
Operator 32%
Investor
Investor 35%

Reality

Evidence58
Adoption12
Hype gap+25
Incentives60
Confidence55
buildOne report1 publisher

Merchants absorb 0.4% on UPI baskets above Rs 2,000 from October 15

NPCI's new merchant discount rate caps at Rs 300 above Rs 75,000, exempts UPI AutoPay and charges fuel and utilities a flat Rs 5. Checkout cost in India now depends on category and funding instrument as much as on ticket size.

Reality

Evidence70
Adoption
Not scored
Hype gap+8
Incentives55
Confidence66
buildOne report1 publisher

UPI Autopay's Rs 15,000 per-debit cap pushes Indian annual plans onto e-NACH or monthly billing

A production guide to Indian subscription billing puts the hands-free UPI Autopay threshold at Rs 15,000 per debit, and that single figure constrains plan price, billing period and which mandate the customer registers before any gateway code is written.

Publishers:dev.to

Reality

Evidence40
Adoption15
Hype gap+15
Incentives45
Confidence45
productOne report1 publisher

India prices UPI at 0.4% for merchant payments above ₹2,000 from October 15

NPCI capped the merchant fee at ₹300, exempted anyone taking under ₹100,000 a month, and kept consumer payments free. The band that pricing owners have to model runs from ₹2,001 to ₹75,000, where the full 0.4% applies.

Publishers:techcrunch.com

Reality

Evidence62
Adoption35
Hype gap+18
Incentives74
Confidence60